What is the difference between state and federal workers' compensation

October 14, 2020

Workers’ compensation is the law that protects employees in the case of work-related injuries. Those injuries may have serious effects on your health, and bring you extreme frustration. 

Especially due to the financial problems that may arise if you’re not able to work, even if it’s for a short time, and the medical bills you have to pay.

If you have been injured at work, our clinic will provide you with all the medical documents you need to file a workers’ compensation claim. However, it is important on your part to get familiarized with some aspects of the workers' compensation law. 

This way, you’ll know what applies to you and what actions you need to take.

State Workers’ Compensation

Every state has his own workers’ compensation law. The highlights of Florida’s state workers compensation are as follows:

  • Temporary disability benefits. You will receive two-thirds of your weekly wage for up to two years after the injury is sustained.
  • Permanent impairment benefits. This applies if after your medical treatment is completed, you’re left with a medical condition that causes you impairment, but you can work to some extent. When you go back to work, you will receive an amount equal to 75% of your temporary disability benefits in addition to your weekly salary.
  • Permanent total disability benefits. If your injury permanently stops you from doing any kind of work, you will keep receiving the same amount as your temporary disability benefits even after the treatment is over.
  • Medical benefits. This includes all medical bills necessary to treat the work-related injury, as well as prescribed medication and travel costs to and from the doctor’s appointments.
  • Vocational rehabilitation. You can receive money for training for a new job suitable for your permanent impairment if it stops you from going back to your current job.
  • Death benefits. If the worker dies as a result of the work-related accident or illness, their family can receive up to $150,000 as compensation and $7,500 for funeral expenses.
  • The injury must be reported within 30 days after it’s sustained, and it must be proven to be work-related.

Federal Workers' Compensation

Federal workers' compensation is a standardized set of rules on how to act in the face of a work-related injury or disease. But only federal employees can benefit from this law.

It describes the same situations like the ones mentioned above. However, there are some significant differences:

  • It is only applicable to federal workers
  • The worker can receive their full wage for up to 45 days
  • If the injury results in a disability you will receive a cash settlement in addition to slightly reduced wages
  • You must report the injury to your onsite health office immediately after it’s sustained
  • You must fill the federal workers' compensation claim in the first three days after being injured
  • You can choose any physician, not only the ones from the pre-approved list
Workers’ compensation physicians usually stay in a facility where you’ll find everything you need for your recovery. 

At The Right Spinal Clinic, your treating physician works together with your physical therapist from initial visit through the whole healing process.
Injured at work? Call us at (813) 392 2164 to receive proper medical care and get help with the medical documents necessary for your workers' compensation claim. 

No need to get stressed about your treatment. Rest assured that at The Right Spinal Clinic, you will receive the medical care you need to recover from your work-related injuries.

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